Mortgage Knowledgebase

A mortgage is a loan taken out to purchase a home, land or other property. Most loans run for 30 years but the term can be shorter or longer. A mortgage loan holds your house and land as collateral. Getting a mortgage is probably the most important financial decision you will ever make.  Wilson Mortgage Services, Inc. is a licensed mortgage broker meaning we have access to most mortgage products for your particular needs.

Understanding mortgage rates and how they relate to mortgage terms and interest is critical to making the best mortgage decision. And the other important part in choosing a loan that best fits your needs is to evaluate your finances and choose the best type of loan that fits your unique requirements.

Go through the articles on left to learn about the home loan process before applying for a mortgage.